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Community Money Advice 

The coronavirus outbreak is primarily a health issue, but as this newsletter shows, it has a ripple effect across every part of our lives. Perhaps the biggest long-term challenge will be to people’s jobs and finances. Some of us continue to go to work, others are able to work from home and others will benefit from the government grants and loans designed to keep people out of poverty. There will be people who fall between the cracks though, such as directors of small businesses and those who have recently become unemployed.

If you’re struggling financially, Love's Farm Community Money Advice can help. It was set up by Love’s Farm Church to offer a free debt advice service to communities in and around St Neots, and Love's Farm in particular. The small team of trained volunteers offer friendly, expert advice and support to anyone struggling with unmanageable debt, whatever the cause. They can work with you, negotiating with creditors if appropriate, to find an affordable solution to your debt issues, and support you through the whole process. They'll also do their best to work with you to draw up a household budget so that going forward you feel more in control of your money. The service is impartial, confidential, and completely free. Please email moneyadvice@lovesfarmchurch.com or call 01480 260234. 

Trouble paying your bpha rent?

bpha know that many of you may be worried about the impact the emergency is having on your ability to pay.  It is important that you let us know as soon as possible as we may be able to help and advise you. 

Our approach is to look at each case separately and work with you to agree a plan that suits your individual circumstances.  We want to work with you to ensure that once this is over you do not have a large rent bill that (in some circumstances) could have been avoided. 

If you have been laid off or are sick you may be able to claim universal credit to help with your rent.  Please see our website for more information.   If you are receiving universal credit but using your income to pay for other items, please contact us as we may be able to assist.  If you have received any emails or calls from bpha to make contact, we urge that you do this so that we can offer support and help sooner rather than later avoid unnecessary action being taken.